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Allan attended Cleveland High School from 1969 to 1972 and attended Middle Tennessee State University and Cleveland State Community College. He left college at age 20 to help his father (William A. “Bill” Jones) stabilize the family’s small business, the Credit Bureau of Cleveland. He purchased the business from his father in 1977 and developed it to become the largest credit bureau databases in the state.

Jones sold the credit reporting side of the business to Equifax in 1988, although he retained the name and the company’s collection agency division. The sale to Equifax set a record for the highest price per earnings paid for a credit reporting business.

Jones then built the collections company to be the largest in Tennessee with offices from Memphis to Atlanta. He sold the company in 1998.

He founded Check Into Cash in 1993 and Jones Management Services in 1996. In 2014, he stepped in to save Hardwick Clothes – America’s oldest tailor made clothing manufacturer. Jones rescued more than 200 jobs and vowed to lead the company back to profitability.

Lynn DeVault is President of Jones Management Services, Inc. and serves as a director of Creditcorp, Inc. and Firstview, LLC.

Prior to joining Jones Management, Lynn served as CEO of Llama Holding Company in Fayetteville, Arkansas. Llama was owned by the Walton family, principally Alice L. Walton. Llama, a financial service holding company, included a NASD registered broker-dealer, a commercial mortgage company, an asset-management company, a finance company specializing in vendors to Wal-Mart, and Heartland Capital, a private equity fund.

Lynn previously held various management positions with SunTrust Banks, Inc., in Atlanta, Ga., from 1980 to 1994. She also held positions with Security Pacific National Bank and Trust Company Bank after beginning her career in education. Lynn has more than 30 years combined experience in senior level management.

Lynn received her education at the University of Tennessee at Knoxville and at Emory University in Atlanta.

Toby Pendergrass is the Chief of Staff for Jones Management Services. Prior to arriving at JMS, Pendergrass worked in the custom publishing industry and served as the managing editor for the Bradley News Weekly newspaper from 1998 to 2004. He is a graduate of the University of Tennessee at Chattanooga.

He was formerly Director of Acquisitions for Jones Properties, LLC. Jones, a lifelong resident of Cleveland, served as Director of Acquisitions since 2013 and was responsible for strategic business investments and the acquisition of commercial and residential properties, as well as renovations and setting rental rates for residential and commercial properties.

Rachel Ingram is a CPA licensed in TN. She received her Masters of Accountancy from Auburn University and her Bachelor’s Degree from the University of Tennessee at Knoxville. She joined the company in 2012, specializing in tax advisory. Prior to Jones Management, she worked in Corporate Tax Compliance with Oreck Corporation and worked 7 years in public accounting.

Tom Wilhoit serves as Director of Maintenance for Jones Management Services and joined the company after more than 40 years in the fields of construction and real estate. In his role at JMS, Tom oversees all maintenance projects involving commercial and residential properties. He has oversight of all construction projects and is a broker for the real estate division of the company.