Allan attended Cleveland High School from 1969 to 1972 and attended Middle Tennessee State University and Cleveland State Community College. He left college at age 20 to help his father (William A. “Bill” Jones) stabilize the family’s small business, the Credit Bureau of Cleveland. He purchased the business from his father in 1977 and developed it to become the largest credit bureau databases in the state. Jones sold the credit reporting side of the business to Equifax in 1988, although he retained the name and the company’s collection agency division. The sale to Equifax set a record for the highest price per earnings paid for a credit reporting business. Jones then built the collections company to be the largest in Tennessee with offices from Memphis to Atlanta. He sold the company in 1998. He founded Check Into Cash in 1993 and Jones Management Services in 1996. In 2014, he stepped in to save Hardwick Clothes – America’s oldest tailor made clothing manufacturer. Jones rescued more than 200 jobs and vowed to lead the company back to profitability.